How do I know if I'm paying too much for my life insurance?

If you bought your life insurance policy more than a few years ago, you may be paying too much. Why? Because life insurance rates within the last decade have come down dramatically. Checking whether or not you're paying too much is easy. Just visit a life insurance brokerage firm's website like AccuQuote or Term4Sale to compare rates from hundreds of companies. After checking these sites and doing a little price comparison, if you think you're paying be sure to call for a more accurate quote. You may even want to go through the application process to see what offer the life insurance company comes back with. This is FREE to do - at no cost to you. But remember to keep your existing policy in force. DO NOT cancel it until you are 100% sure that the new policy is less expensive and you are approved.