Is it easy to make a life insurance claim?

The insurance companies try to make this as easy as possible for you. They realize that it's a very emotional and difficult time when a loved one passes. If you have your insurance policy or policy number handy when you call, it will make it easier to provide assistance. But if you don't have it, don't worry, the insurance will still be able to care for and assist you in your time of need. In general: You will have to complete a form. If you don't have the form, don't worry, the insurance company will send you one upon request. You will have to obtain a death certificate and the birth certificate of the person who has passed away. You might need to ask the physician to complete a form. You will need to submit your claim within a certain period of time. This timeframe varies by type of insurance, and will be outlined in your policy.